The People Behind IRFIS
The IRFIS team brings together professionals with backgrounds in corporate finance, regional economics, public administration, and sustainable development. Each member is committed to serving Sicily's businesses with integrity, technical rigor, and genuine care for the regional economy. Our leadership combines institutional experience with a practical, client-centered approach that has earned the trust of thousands of Sicilian entrepreneurs. Together, we steer IRFIS as a responsible and forward-looking financial institution.
Lorenzo Fabbricatore
Chief Executive Officer
Lorenzo has over twenty years of experience in regional development finance and public banking, having held senior roles at national financial institutions before joining IRFIS. He leads the organization's strategic direction, institutional relationships, and governance framework. Under his leadership, IRFIS has significantly expanded the volume of subsidized financing channeled to Sicilian SMEs.
Marta Sciacchitano
Head of Corporate Finance
Marta oversees the structuring and approval of complex corporate credit operations, including syndicated loans and blended finance instruments. She holds advanced qualifications in financial risk management and has deep experience with European structural fund regulations. Her team is responsible for the highest-value financing agreements managed by IRFIS.
Giulio Terranova
Director of Public Funding Programs
Giulio manages IRFIS's role as an authorized intermediary for EU and national public funding schemes, ensuring compliance and efficient disbursement. He has specialized knowledge of cohesion policy, state aid rules, and regional incentive frameworks. His work directly shapes how hundreds of Sicilian businesses access non-repayable grants and low-cost credit lines.
Concetta Alaimo
Head of SME & Agricultural Finance
Concetta leads the division dedicated to small businesses and agricultural enterprises, designing products that address their specific financial constraints and growth opportunities. She collaborates closely with regional industry associations, agricultural cooperatives, and rural development agencies. Her division has supported the modernization of dozens of Sicilian agri-food businesses in recent years.
Emanuele Rizzo
Chief Risk & Compliance Officer
Emanuele is responsible for credit risk assessment, regulatory compliance, and internal audit functions across IRFIS. He ensures that all financing activities adhere to applicable laws, supervisory guidelines, and internal governance policies. His rigorous approach to risk management protects both the institution and its clients from avoidable financial and legal exposure.